If you think you can’t afford to buy a home, you may be surprised to learn otherwise. In 38 states, buying is actually cheaper than renting. However, buying a home comes with many costs not typically included with renting, like repairs and closing costs. So how do you know if you’re ready to make the investment?


There is no one-size-fits-all answer. Everyone has different lifestyles, incomes, and credit histories. The key to deciding when to buy your home is asking yourself the right questions beforehand. This flowchart from Self Lender guides you through the most important things to consider before investing in your first home.

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Are You Ready to Buy a Home?
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